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GP Mortgage


Joining an Established GP Practice as a Partner?

Our expertise will help you if you have recently joined a GP Practice as a partner.

Although mortgage lenders will generally not consider an applicant who is newly self employed, this is not a barrier to lending with Doctors Mortgage Now.

We regularly assist GPs who have a minimal track record within their Partnership.

We provide a ‘next day’ mortgage offer in principle decision. We do not need to meet and there is minimal paperwork to complete, saving you time and money.

The Issues

As a qualified professional on an above average income, a GP might expect to have little difficulty in arranging a mortgage. This is often not the case.

GPs have specific complications in the way they practice and are paid which can cause concern for many lenders. In particular, the majority are technically self-employed and lenders have wildly differing approaches when dealing with self employed income.

Since GPs tend to purchase higher end property, lending requirements are larger. The larger the borrowing requirement, the less lenders and products available.

The Solution

At Doctors Mortgage Now we have been dealing exclusively with GPs and hospital doctors for ten years and have a wealth of knowledge and experience that we can put to use in assisting you. Whether the issue is one of overall affordabilty, self employment, deposit or property in the background, we can assist.

Our service is designed specifically to be of benefit to doctors and therefore we operate without meetings and without paperwork. Our secure online forms allow you to provide us with the information we require at a time to suit you and are not restricted to standard office hours. You will have one point of contact and we will keep you updated by email and SMS text so that you always know what is happening without having interruptions to your busy working schedule.

Specialised professionals’ mortgages are available for general practioners who are:

  • Qualified
  • Practising
  • Registered


Locum or on temporary contract and need a mortgage? – we can help. Visit our locum mortgages section. We have access to exclusive deals which allow you to borrow at preferential rates and generous income multiples.

For more about our Doctors’ Mortgage service, please view our Mortgages for Doctors video